Our plans are built for healthier people — not priced around everyone who's sick. Customizable coverage, tailored to you, for a fraction of what you're paying now.
The problem
You're paying a lot. You're not getting a lot. And nobody's told you there's a way out.
$900, $1,200, $1,500/mo — and it goes up whether you use it or not.
They cover your premium. Add a spouse or kids — that's all on you, at full group rate.
You pay every month and still pay thousands out of pocket before coverage kicks in.
Rate increases
ACA premiums swing with government subsidies, policy changes, and election cycles. Private plans increase on one thing only — your age.
Unpredictable. Driven by politics, subsidies & group risk.
Predictable. Only increases with your age — nothing else.
ACA premiums have surged 10–50%+ in a single year for many families — and in 2026, some plans spiked 100–200% depending on subsidies and location. With private coverage, your rate moves predictably with one thing — your age.
Source: KFF 2025 Employer Health Benefits Survey · CMS.gov · Healthcare.gov
The protection most people never knew existed
Our plans carry guaranteed renewability — once you're approved, your coverage can't be taken away. Even if you develop cancer, diabetes, or heart disease down the road, your plan renews every year, all the way to 65.
Qualify healthy today and your plan can't be cancelled due to health changes — ever.
Cancer, diabetes, heart disease — your plan stays. No re-underwriting, no surprises.
Your private plan bridges you all the way — no gaps, no scrambling.
How it works
Name, phone, state, family size. Takes 60 seconds. No commitment.
⏱ 60 secondsA licensed advisor calls at the time you pick. We look at what you're paying and what you're getting for it.
⏱ 10 minutesWe shop private plans across carriers for your health profile and budget. Plain English — no jargon, no pressure.
Same callIf it makes sense, you enroll. We handle the paperwork. Most clients are covered within 48–72 hours.
🎉 Covered in daysWho we help
In good general health and tired of group rates that price in everyone else's risk. Private plans reward people like you.
No employer picking up anything. Every dollar is yours — and ACA plans rarely make sense at your income.
Same plan for years, cost keeps climbing, coverage hasn't improved. You've earned the right to demand better.
Who we are
Apex Health Group is a team of licensed health insurance advisors across 24 states. We don't work for an insurance company — we work for you.
We got tired of watching people overpay for plans that barely covered them. There's a better way — and most people just don't know it exists.
Meet the team
Click any advisor to see their full profile, states, and personal booking link.
What clients say
"We were paying $1,400/mo through my employer for our family. They found us a plan for just over $700 with a lower deductible. Wish we'd done this years ago."
"I was skeptical. The call took 15 minutes and I was enrolled two days later. Completely painless."
"Adding my family through my employer was $1,100/mo. We switched and cut that nearly in half. Couldn't believe it."
Quick answers
Where we operate
Let's talk
Fill out the form and we'll reach out to schedule your 10-minute call — usually same or next business day.
We'll reach out within one business day to schedule your call.
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